Business Growth – Credit Growth

Business/Credit Growth And More…

 

Paying with credit card

UNLESS your small business consists of running a lemonade stand on the corner of your street. Sooner or later you’re going to need to accept credit and debit cards as payment to compete in today’s marketplace. Customers are increasingly relying on their “plastic” to make purchases, and consequently carrying less cash. eCommerce – something that barely existed twenty years ago – is now a serious competitor to physical retail stores. The more recent advent of smartphones, and the mobile payment features that are being added to them, promise to take this evolution even further by allowing consumers to leave both their plastic and their cash at home.

While we’re still a long way away from a truly cashless society, the options for processing credit and debit card payments have increased dramatically in just the past few years, and the set-up costs have come down to the point that even the smallest business can afford to offer this option. While accepting credit cards has traditionally required a hefty investment in card-reading terminals and expensive point-of-sale (POS) systems, today’s credit has leverage smartphone technology and cloud-based data storage to provide the same capabilities in a lighter, more affordable, and more mobile package.

 

Why We Are The Best:

To help you find the right credit card, we researched and analyzed dozens of options. Here is a roundup of our 2017 best picks for credit and how we chose them.

Locating the Best Services

To find the best credit for a small business, we started by asking business owners which credit card companies they use or have worked with. We also asked what the businesses liked and disliked about these vendors. Whether, they would recommend them to other small businesses and why.

Choosing the Best Services

Next, we created a comprehensive list of the credit that is suitable for small businesses. In addition to those mentioned by small business owners we spoke to and those processors we were familiar with, we also looked at the credit that appeared on reputable online sources, such as review sites and business websites.

Researching Each Service

We then researched these vendors and narrowed our list down based on different use-case scenarios (Best Picks categories above). Our research consisted of reviewing each processor’s website, watching videos, reading how-to guides, and browsing help resources. One even included trying out demos when available and signing up for our own accounts. We also acted as business owners and asked questions of sales and customer-support reps. To get a better idea of the quality of service and find out information that isn’t readily available online.
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